Svein Arne Lende

Svein Arne Lende is the CEO of AMAS. Mr. Lende came to AMAS from the oil industry where he held various positions. He has also extensive experience from development aid. In 2011-2013 he served as the country director for Norwegian Church Aid and has also worked with private sector development in NORAD – Norwegian Agency for Development Cooperation. Mr. Lende holds a MSc in Economics and Business Administration (siviløkonom) from NHH Norwegian School of Economics and an MA (Master of Arts) in Faith and Culture from Trinity International University in Chicago.

Christopher Andersen

Christopher Andersen is CFO of the AMAS Group and Board Director of DMDI and Banco D-Miro. He is responsible for the financial follow-up of Mission Alliance microfinance institutions in South America, Asia and Africa. Has a demonstrated history of working in the financial services industry through a decade at Nordea Bank ASA, the largest financial institution in the Nordic region, working with large corporate customers. Skilled in portfolio management, capital markets, credit risk, banking, and credit analysis. Educated as a civil economist (Siviløkonom) from the University of Agder.

Hugh Sinclair

Hugh Sinclair is Senior Advisor in AMAS Group and Board Director of DMDI. He holds an MSc in Finance from the University of Durham and an MBA from IESE Business School. Initially an investment banker (Barclays and ING Barings), Hugh has worked in the microfinance sector since 2002, based in Mexico, Mozambique, The Netherlands, Mongolia and Argentina. Hugh has worked with MFIs in over 30 countries, predominantly in Africa and Latin America, including both well-established microfinance countries and also frontier markets. He is author of the critically acclaimed book “Confessions of a Microfinance Heretic”.

Kjetil Abrahamsen

More then 15 years of diverse and extensive experience from sales and marketing. He has worked in various parts of the consulting industry like executive recruitment and implementation of business Software Solutions. For a period of 5 years he worked as Sales Manager for Amesto Solutions and in 2004-2009 he worked as Marketing Manager at Orkla Finans. In the last 5 years he and his family has been involved in establishment of the charity organization Håp for alle, which helps disadvantage children and youth in the Baltic. Mr. Abrahamsen has a Business degree (bedriftsøkonom) from the BI Norwegian Business school.

Board of Directors

Lars Langsrud

Lars Langsrud is Chairman of the Board of Alliance Microfinance AS. Lars also holds the position of Managing partner at Alpha Corporate Finance, a Norwegian M&A advisory firm. His previous experience includes being Head of Danske Markets Corporate Finance in Oslo as well as Vice President at Morgan Stanley Investment Banking Division, London. He has extensive experience from a number of high-profile transactions within mergers and acquisitions as well as capital markets. Has worked with a number of industries, including the financial sector. Lars is also involved in a foundation in supporting a number of NGOs that provide development aid and emergency relief. Lars holds a BA in development economics (University of Michigan) and an MBA (INSEAD) and has a deep belief in the provision of financial services as a means to create jobs and wealth (poverty reduction).

Andreas Andersen

General Secretary of Mission Alliance, the mother company of AMAS. Andreas was the first CEO of AMAS, and as such had the overall responsibility for the company’s holdings and interests in the area of microfinance. Prior to joining AMAS, Andreas worked both as a deputy director of D-MIRO in Ecuador, and as general manager for Mission Alliance in Ecuador.

Hilde Høksnes

Hilde Høksnes works as a senior lawyer at the Norwegian Law firm Selmer. She works primarily with regulatory issues related to institutions subject to supervision by the Financial Supervisory Authority of Norway (FSA), in particular framework conditions and structural issues concerning banks, insurance companies, investment firms and fund management companies. She regularly advises on matters related to the establishment and organisation of new institutions, applications for licences, internal policies, customer contracts and product development, as well as compliance with the framework conditions. Hilde has a profound understanding of the financial services business from several committee positions in financial institutions, as well as her role as company secretary in a bank, in addition to expertise in strategic processes, business development and compliance work.

Roy Mersland

Roy Mersland is professor of International Business and Development and Director of PhD education at the School of Business and Law at the University of Agder, Norway. He has extensive international management, consulting and research experience, particularly in the field of microfinance, from more than 20 countries in Latin America, Asia, Africa, and Europe. He has published extensively in high ranked international journals ( He is a member of the research group of the European Microfinance Platform ( and of the Centre for European Research in Microfinance Universite Libre de Brussels ( He is the director of the Centre for Research on Social Enterprises and Microfinance (

Jørgen Haug

Jørgen Haug is area director working in the international department of the Mission Alliance (MA) with responsibility for projects and partner relations in Bolivia, Brazil and China including development of programs.  Previously working for the local organization in Bolivia 8 years, advisor at head office for the MA for development projects of the MA in Asia and Latin-America and regional director for Latin-America including the follow up of microfinance institutions in Ecuador and Bolivia. He has a bachelor in Social Work and mayor in Christianity and Religious studies and studies in diaconial and pastoral care.

Magne Gundersen

Magne Gundersen is a private economist in SpareBank 1, Norway’s second largest financial group. He is widely quoted in Norwegian media, commenting and analyzing Norwegians consumption and private economy. Magne is a frequently used lecturer and has been an expert and host on Norwegian television for several years. Previously, he has extensive experience as a journalist and editorial leader in various Norwegian media, and has also worked as a volunteer in Mozambique for the Norwegian Peace Corps. Magne holds a master’s degree in Business and Marketing from BI Norwegian Business School.

Oddvar Rønsen

Oddvar Sten Ronsen is an experienced project appraisal and finance specialist with a considerable number of successful engagements in industrial and environmental projects in emerging markets and developing countries. Through his more than thirty years of international experience – in development finance (Development Bank of Zambia), commercial banking ( Senior Vice President, Bergen Bank and Den norske Bank), twelve years in the capacity as Senior Vice President for project and risk appraisal with the Nordic Investment Bank (NIB), he has acquired an in-depth knowledge of project and financial risk appraisal and strategies in emerging markets and developing countries. In recent years his focus has shifted to microfinance. Oddvar has an Honours Degree in Economics from University of Manchester, an M.Sc.Business Studies degree from University of Warwick and a Master of Theology degree from London School of Theology